Answers to your Frequently Asked Questions
Q. Can I qualify for a brand new vehicle?
A. We handle both new and used cars. Our financing experts will help you determine the best situation for you, and your local participating auto dealer will work with you to select your car.
Q. What are the interest rates for my auto loan?
A. Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be.
Q. How long does the auto loan application process take?
A. You will be contacted very promptly by the local auto dealership handling your loan request. Once you are contacted, the approval process is usually within several minutes to a few hours.
Q. Can I get an auto loan even if I have bad credit?
A. Of course! Our lenders will work with you every step of the way to help you get approved for your next car.
Q. Will it help if I have a co-signer on the auto loan?
A. If your co-signer has good credit status, this will definitely help your chances of getting an approval.
Q. Are there any fees associated with your auto loan application?
A. This is a completely free service.